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Credit cards are very dangerous tools that should be used very carefully. They can be useful because you don’t have to keep cash on you all the time and most places accept credit cards. On the other hand you use them too much and don’t have the money to back up what you spent you can quickly find yourself so far in debt you wont be able to see straight. By using credit cards you also pay more for the object or services that you are purchasing because the credit card companies charge you a certain amount of interest on top of the amount that you spent. Credit cards should be used with extreme caution and should only be used if you know with a hundred percent certainty that you have enough money to back up your purchase.