the Car Accident
The Car Accident
My husband and kids and I spent an incredible weekend in VA with my parents. They are considering moving there and invited the whole family to a hotel get together on them, which was really great since we really couldn't afford to stay in such an awesome hotel on our own. We had a great weekend, well with the exception of when the hotel had to be evacuated because they thought there was a fire in the place, but really it was just a couple that lit too many candles and then blew them out all at once. It was a really good time.
When we got home, my husband had to go back to work; he has been doing some delivery driving in the evenings for a local place. All of a sudden I get a phone call that he has been in a car accident and he has totaled his car. The accident was the other guys fault and thank goodness, my husband was okay with the exception of a few aches and pains in his arms, neck and back. Well, needless to say I contacted our insurance company right away and they told me that they would get working on our claim settlement. The next day, my husband was still having some pain, so we decided to look for some law advice, and found a law firm that offered us to come in right away. An accident lawyer sat down with us and gave us some free law advice and said that he thought we would be able to get claim settlement resolved quickly. Our insurance company came through quickly, however the other guys insurance fought tooth and nail about every penny. It was a frustrating process, but I was really glad that my insurance company reimbursed us for our vehicle and paid off our loan very quickly. We had the extra kind of insurance that paid off the whole vehicle not just what it was worth; thank goodness we had the foresight to cover it completely. Who wants to keep paying on a car that they no longer have, and since the car was only about a year old that is the way this could have played out.
In any case, we did get the doctor's bills reduced and we did get a settlement from the other party's insurance company, however, this was a difficult process, and we didn't make any money off the deal at all. I know that there are people who think that they can make money by being in a car accident that is someone else's fault, well believe me when I tell you we lost money in the deal.
