Two in School
Having both of us in school is a little bit more challenging than I thought it was going to be, but I know that we can manage it. Lately, I am back thinking about finances. Right now we are both getting student loans and that is great, but I am concerned about how much our monthly payments are going to be on these student loans once we both graduate. I would like to do other things with our money besides just pay back loans. Someone told me that the student loan payments after you graduate can get very costly, but they also said that as long as you secure yourself in your profession you should be able to handle it. I am just afraid with all the twists and turns in the economy that the more debt we accrue the less chance that we could get a mortgage. We are trying to keep our debt down, but with the amount we will both owe in student loans in the end, I am not sure how we can do this. With a young family and hard economic times, I am just concerned, because I know that with each year it is becoming more and more expensive to raise children.
Whenever I start getting overwhelmed about things, my husband always reminds me that we never know what the future holds. We can just wait and see what will happen. He says that we are lucky to still be able to get student loans with the economy being so unstable, so we should just be grateful that we are able to get our educations and pursue our respective careers. I know he is right, but sometimes I get worked up and my mind starts going. I never really had any of these problems before becoming a parent, but somehow that seems to change a lot about how you feel and what you think.
Having little people who depend on you making the right decision, puts a lot of added pressures on you. I just want to make good decisions that result in them having the best possible future; actually I want us all to have the best possible future. I have been up and I have been down, and the one thing I know for sure is that I am a survivor. I just don’t really want them to have to be. But the truth is that what doesn’t kill you makes you stronger, so maybe a little struggling isn’t so bad.
